Otto: Payment methods of the store at a glance

Otto is the second largest online store in Germany - only the giant Amazon is bigger. This makes Otto a good alternative for many customers. A look at the possible payment methods is therefore interesting. Here, the shipping service offers you numerous options to choose from.

All known payment methods are available at Otto.

Otto: Payment methods available for every need

In Otto's store, you can find the full range of products, from fashion to toys and home electronics. Frequently, there are also offer promotions where you can save good money. Nevertheless, it is good to know in what way you can pay at Otto at all.

• PayPal: If you use this payment method, you only need to log in to PayPal with your login details.
• Credit card (Visa, MasterCard, American Express)
• Invoice purchase: Here you have 14 days from receipt of the product for payment.
• Instalment payment: With this payment method, you can choose between three and 48 monthly installments. Depending on this also differs the installment surcharge.
• Direct debit: During the ordering process, it is necessary that you specify your bank details.
• In addition, Otto offers payment via paydirekt, Ratepay (but only for orders on the Otto marketplace), prepayment, UP savings credit and vouchers.

Beware that purchases on installment require a corresponding credit rating. When buying in installments also incur high interest rates, namely between 15 and 16 percent.If a good credit rating is available, you do not have to pay directly, by the way: Otto offers its customers a payment break of 100 days. This means that payment is only due after more than three months. But here interest accrues.