How does Apple Pay work? How to pay with your phone

Apple Pay is a payment method that allows you to pay via your Apple devices. This payment method is being rolled out in more and more countries, most recently in Germany.

How Apple Pay

works to use Apple Pay, you need an Apple device, such as an Apple Watch or a compatible iPhone. It also requires a bank card from a participating credit institution and an Apple ID with which you are logged into iCloud. Make sure that the Apple device you use always has the latest version of the operating system.

1. To set up Apple Pay, you need to add a credit, debit, or prepaid card on a compatible device.
2. On each device you want to use, you need to add the card again in the process.
3. To do this, go to "Wallet" on your iPhone and tap the "Plus icon". If you use an iPad, go instead to "Settings" > "Wallet & Apple Pay" and select "Add card".
4. Then please follow the further instructions. It may be that further information is required from your bank, which is not known at the moment. You can therefore pause the process and then continue.
5. Once you tap "Next", your information will be checked. Hat auch Ihre Bank oder Ihr Kartenaussteller Ihre Karte verifiziert, steht Ihnen Apple Pay zur Verwendung zur Verfügung.
6. Um Apple Pay mit der Standardkarte zu nutzen, müssen Sie Ihr Smartphone lediglich an das Kartenterminal halten, wo die Zahlung über NFC erfolgt.
7. Abhängig davon, ob Sie ein Gerät mit Touch-ID oder Face-ID haben, ist zusätzlich die Authentifizierung per Fingerabdruck oder Gesichtserkennung nötig.