How does Apple Pay work? What you need to know

With Apple Pay, you can conveniently pay from your smartphone or smartwatch. The counterpart to Apple Pay is Android Pay. Both products enable "mobile payment." Apple Pay is functional at appropriately equipped cash registers and can be integrated as a payment method on websites.

How to use Apple Pay

Apple Pay now supports Kedit (Mastercard, Visa) and debit cards, as well as almost all banks.

1. To use Apple Pay, you need to deposit your cards in the Wallet app on your smartphone.
2. The first card recorded becomes the preferred card.
3. Which card is preferred, you can change again in later settings.
4. You can enter the relevant card data manually or take a photo with the camera. If you take a photo, the data is encrypted and transmitted to the Apple servers and back.
5. Add a card via the Wallet app. To do this, open the app and tap the plus icon
6. To add a card on the iWatch, first open the iWatch app on your smartphone and then tap "Wallet & Apple Pay."
7. There are over five million payment locations worldwide where you can pay with Apple Pay.

To use Apple Pay, you need either an iPhone, an iPad, an iWatch or a Mac. Diese müssen mindestens über das Betriebssystem iOS 8.1 verfügen, ansonsten ist die Nutzung der Wallet-App nicht möglich.