Saturn: Cell phone insurance - what you need to know

Mobile phones are becoming more and more expensive and high costs arise in the event of damage. Cell phone insurance from Saturn, offered in cooperation with Domestic & General, prevents this from happening. As soon as you purchase a product from Saturn, you have 14 days to decide for or against such insurance.

Conditions of your Saturn cell phone insurance at a glance

If you have chosen cell phone insurance from Saturn, then various damages are covered. However, before you choose the insurance, it makes sense to find out what is covered and what is not.

• Saturn divides the insurance policies into different models.
• Saturn Plusschutz Displayschutz, for example, only covers damage to a display. The maximum coverage amount is 300 euros. Other damage is not covered, especially not theft, loss or recovery of lost data.
• Saturn's Plusschutz insurance range can be customized as desired. You can select the term and the insured options.
• The insurance costs are made up of the retail price of the device and additional options, such as theft.
• Three years of Plusschutz from a retail price of 2001 euros including theft cost around 200 euros.

Pros and cons of a cell phone insurance at Saturn

One disadvantage of this insurance is that not all damage is covered. In addition, the cost depends heavily on the selected device. In addition, in the case of simple models, damage that often occurs is not covered. On the positive side, however, you can choose how long the term is and the costs are also set lower for cheaper devices. Before you take out a cell phone insurance, it is definitely worthwhile to compare different providers beforehand.