Saturn cell phone insurance: these are the conditions

Electronic devices such as smartphones and co. are quite fragile in everyday life and a coveted prey for thieves. Many customers are interested in insurance. Find out what Saturn cell phone insurance offers and when you can actually get money back in our guide.

Mobile phone damaged: When does the cell phone insurance from Saturn take effect?

New smartphones usually have a hefty price tag. Buyers want to protect the devices accordingly. If you opt for cell phone insurance at Saturn, your smartphone is insured for an additional period. This represents a warranty extension of 1 to 3 years, depending on which insurance you choose.The following cell phone insurance policies with Saturn PlusSchutz are available:

• Insurance display breakage for 1 year
• PlusSchutz insurance for 1 year
• PlusSchutz insurance for 2 year
• PlusSchutz insurance for 3 year

You pay a one-time amount for the insurance, depending on the purchase price of the device. If you have to make a claim on the insurance, a customer deductible is also required per insured event.Covered are damages that are not intentional or caused by gross negligence. In addition, the insurance must be taken out immediately when you purchase your smartphone from Saturn. If damage cannot be repaired, you will receive a refurbished smartphone of the same design.What happens if your phone is stolenIf your phone is stolen, the purchase price cannot be fully refunded. The deductible is 20%, which means you get 80% reimbursed. Especially for very expensive devices, the insurance coverage can be worthwhile. If you are considering taking out the additional insurance, you should definitely read very carefully in the fine print, in which cases the insurance coverage actually applies in your individual contract.