E-Scooter: compulsory insurance - you should pay attention to this

In many situations, insurance can be very helpful to avoid high costs in case of an accident. You are not always allowed to decide for yourself whether you want to take out insurance, as you are sometimes even obliged to do so. Before you ride an e-scooter, you need to know whether insurance is compulsory.

Does compulsory insurance apply to e-scooters?

E-scooters are allowed to reach a maximum speed of 20 km/h (12 mph). In addition, you must be at least 14 years old. A driver's license, on the other hand, is not necessary. The regulation for small electric vehicles specifies exactly which provisions must be met in order for you to be allowed to participate in road traffic. In addition, there is also an insurance obligation.

1. If your e-scooter has a general operating license, you still need a motor vehicle liability insurance before you are allowed to participate in road traffic.
2. Also, keep in mind that you must take out a special insurance for the e-scooter. These are usually not taken into account in already existing motor vehicle insurance.
3. For the insurance you need various information of your vehicle, which you will find partly in the type designation of the e-scooter.
4. A special e-scooter insurance offers numerous providers. Here, the cost depends heavily on your age and the selected insurance company.
5. Once you have insured your e-scooter, you will receive a self-adhesive insurance sticker.
6. A comprehensive insurance is not mandatory, but some insurance companies also cover theft. Dies kann helfen, da E-Scooter immer häufiger Ziel eines Diebstahl werden.