Klarna Card - what you need to know about the credit card

Klarna is a payment service provider that is mainly used by online stores. This allows you to use installment payments, payments on account or even instant transfers. In addition to these options, Klarna also offers the Klarna Card. This is a credit card.

What you need to know about the Klarna Card

The name of the payment service provider Klarna is very well known, especially for payments on the Internet. The company also enables smaller online stores to offer installment payments or payment on account. In addition to various payment methods for online purchases, Klarna also offers a credit card. The so-called Klarna Card offers you payment in a regular store.

1. With the Klarna Card you can pay online, but also in regular stores.
2. With a credit card, you usually get your PIN and your card sent separately. With the Klarna Card, on the other hand, you have to set your PIN yourself. Here you should refrain from easily guessed number sequences such as "1234" or dates of birth.
3. Since the card is still in the beta phase, you can only use it if you are already a customer of Klarna. To do this, log in to the Klarna app and go to "Settings". Here you can then apply for the card. Note that you must link this to your bank account.
4. The account itself is confirmed via a transaction over 10 cents. Further identification is not necessary.
5. In addition, you must sign the credit card agreement. Hierfür können Sie ihn ausdrucken oder per SMS-Code bestätigen. Achten Sie darauf, die Bedingungen sogfältig durchzulesen.