BahnCard with credit card: How much does it cost - and what are the benefits?

In cooperation with Commerzbank, Deutsche Bahn rewards those customers who own and use a BahnCard with credit card function. We explain what benefits it brings and how much it costs.

The BahnCard with credit card function is practical and brings several benefits.

BahnCard and credit card in one card: this is very practical for frequent rail passengers. In addition, there are other advantages.

BahnCard with credit card: costs and options at a glance

First, an overview of the BahnCards that can be ordered with credit card function:

• BahnCard 25 and 50 (also as Ermäßigte BahnCard)
• My BahnCard 25 and 50
• BahnCard 100

For each of these cards, you can apply for a credit card function. This costs 34 euros per year; in the platinum variant, which includes more services, is 64 euros per year. For the BahnCard 100, the credit card function is always free (also Platinum).In practical use, you benefit from several services, such as discounts on ticket purchases and the bonus point system of the railroad. To apply online, follow this link and start there with "Apply online now".