How easy secure online banking works

Online banking is convenient, fast and secure - but only if you pay attention to a few things. World events are increasingly taking place online, and this naturally attracts criminal elements. When it comes to finances, this is even more true, but you can ensure sufficient security yourself.

Secure online banking takes little effort, but works all the more effectively.

Secure online banking: these tips will help

Nowadays, many areas are handled online. This has included your banking transactions for some time now. So that you can pursue these safely, however, there are some aspects to consider.

• The iTAN procedure with a paper list was already abolished in 2019 for security reasons. Therefore, smsTAN is also no longer available at most banks. Accordingly, however, you have access to numerous modern options to confirm your identity, such as ChipTAN, PhotoTAN, PushTAN or HBCI. Whereby the last TAN method is particularly suitable for companies.
• Protect your computer with which you use online banking. Use virus protection and phishing filters to ward off dangers, and it is best not to use online banking in public WLAN hotspots.
• If you have to create your own password for online banking, make sure it is as secure as possible.
• Never disclose sensitive data such as your password, not even on request. This is because your bank will not ask you for it. So if you receive a mail asking for this data, it smells strongly of fraud.
• Always log out of online banking manually once you have completed all actions.