The prepaid cards with associated Iban allow you to perform banking operations without opening an account: here are the best ones
A prepaid card with Iban is basically a rechargeable card issued with an associated Iban code that allows you to perform various banking operations. For example, it can be used by a young person to get their first salaries credited, without the need to open a bank account.
This type of card is easier to obtain, even for an unemployed person or a person who has had financial problems, as they require less stringent requirements for opening. Prepaid cards with Iban allow you to save money on a current account fee, offering basic services such as receiving and sending transfers, and are suitable for everyone. Among the best are those offered by Poste Italiane, such as PostePay Evolution, or by banking institutions such as the Genius Card from Unicredit, or even the N26 card from N26 Bank. Here are the best.
Prepaid card with Iban: N26
The prepaid card with Iban N26 offered by N26 Bank is based on the MasterCard circuit and has a free fee with a spending limit of 5000 euros per day and a withdrawal limit of 2500 euros per day. The card is compatible with contactless mode and the issuance fee is free. In addition, it is compatible with Google Pay and Apple Pay. Users will have a simple and intuitive app to manage it.
Prepaid card with Iban: Hype
Bank Sella's Hype offers two types of prepaid card with associated Iban: the free version Hype Start and the version with monthly fee Hype Plus. The Start version is part of the MasterCard circuit and has a spending limit of 2500 euros per day and a withdrawal limit of 250 euros per day. With this card you can use the contactless and is compatible with Google Pay and Apple Pay, and is also suitable for children under 18 years.
The Hype Plus version instead paying a fee of 2.9 euros per month raises the spending limit to 5000 euros per day and withdrawal to 1000 euros per day. Both cards can be easily managed from the app, which is available for both Android and iOS devices.
Prepaid card with Iban: Nexi and Yap
Nexi is the Italian company for digital payments through a system of partner banks that offers different types of prepaid cards with Iban. Among these is the Yap card, on MasterCard circuit, which has a free fee, no spending limit and a withdrawal limit of 250 euros per day.
The Nexi Prepaid card instead is on Visa circuit, has a fee of 20 euros per year, but no daily spending limit and a withdrawal limit of 250 euros per day. Nexi Speed instead uses the MasterCard circuit, but offers a free fee and no daily spending limit, while the withdrawal limit remains fixed as for the other cards.
Prepaid card with Iban: Hello! Free
The Hello! Free is issued by Hellobank! and offers a free fee, runs on the MasterCard circuit and has a spending limit of 5000 euros per day and a withdrawal limit of 500 euros per day.
Prepaid card with Iban: PostePay Evolution
For those who want to rely on Poste Italiane, there is the PostePay Evolution which is the prepaid card with Iban on MasterCard circuit. The annual fee is 10 euros, while the daily spending limit is 3500 euros and the withdrawal limit is 600 euros.
Prepaid cards with Iban: Superflash
The prepaid card with Iban Superflash is issued by the bank Intesa San Paolo and has an annual fee of 26 euros. The card runs on the MasterCard circuit and has a spending limit of 10 thousand euros per day and a daily withdrawal limit of 500 euros.
Prepaid cards with Iban: Genius Card
The Genius Card is a prepaid card with Iban issued by the Unicredit bank, with a fee that is free for those under 30, otherwise it costs 12 euros per year. The card is part of the MasterCard circuit, has no daily spending limit, but a withdrawal limit of 750 euros per day.