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E-Scooter Insurance - the most important in the overview

If your e-scooter has a road permit and drives faster than 6 km/h, you are obliged to insure the electric scooter. Because if you drive on public roads without insurance, you could face heavy fines. Many insurance companies now offer extra rates for the small electric scooters.

What you need to know about e-scooter insurance

This information is important when taking out insurance for your e-scooter:
  • In order to take out motor vehicle liability insurance for your e-scooter, you need a general operating permit (ABE) for the vehicle.
  • In addition to the general operating permit, you must provide the vehicle identification number (VIN) and the vehicle class (small electric vehicle) of your electric scooter.
  • Another important value is the drive power of the scooter. You can usually find the data on the nameplate of your electric scooter.
  • In addition to the information about the vehicle, you must also provide information about yourself. This includes, for example, information such as age and driver's license class.
As with the driver's license and vehicle documents for a car or motorcycle, you must always carry the insurance certificate with you when you are on the road with the e-scooter.

Costs and providers

The cost of insurance coverage is similar to the insurance for a moped. Exactly how much the insurance premium ends up being often depends on the age of the rider. For example, people under the age of 18 pay around 76 euros until the end of the insurance year at DEVK. From the age of 23, on the other hand, only about half the cost is incurred.Diese Versichrungen bieten Kfz-Haftpflichtversichrungen für Elektrokleinstfahrzeuge an:
  • Allianz
  • DEVK
  • Gothaer
  • Provinzial Rheinland
  • Württembergische
Achten Sie außerdem darauf, dass Sie den E-Scooter separat versichern müssen und ihn nicht in eine bereits bestehende Kfz-Versicherung integrieren können.

By Drobman Lameka

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