N26: Apply for a loan - here's how and all the info

As N26 grew, new financial products were regularly added to its range. For some time now, this has also included the option of taking out a loan. Our guide summarizes all the info.

The full range: installment loans are now also available at N26.

The credit offer of N26 was set up in cooperation with auxmoney.

Apply for N26 credit: conditions and interest rates in check

The installment loan at N26 works in the conventional way:

• At this address, you will first see the loan calculator.
• There you enter the desired amount and the term. Thus you see the amount of installments and the interest amount.
• Thereby comes (as of now) an effective annual interest rate of 4.59 percent to bear.

The possible loan amount ranges from 1,000 to 25,000 euros, the term of twelve to 84 months, each in full-year steps selectable. In the course of your application, a credit check is performed via SCHUFA. If approved, the remaining steps are very quick; disbursement within one hour is possible. If the loan is rejected, a new application is possible at the earliest after 90 days.