Insuring e-scooters - these are your options
You may ride an e-scooter primarily on bicycle and pedestrian paths. The scooters usually have a maximum speed of 20 km/h. However, since you are actively participating in road traffic with the device, insurance coverage for the vehicle is mandatory. However, this is offered by many insurance companies.
So insure your e-scooter
Since the passing of the ordinance for very small electric vehicles, e-scooters are also allowed to participate in German road traffic. But before you start driving your e-scooter, it is necessary that you comply with various regulations. This includes motor vehicle liability insurance. If you only rent an e-scooter, this is not necessary, because the scooters are already insured by the provider.- If you want to insure your e-scooter, then it must have a general operating permit (ABE). You can already pay attention to this when buying the scooter. Alternatively, you apply for an individual operating permit.
- In addition, you need other details of your vehicle. Among other things, the vehicle identification number (VIN) and also the vehicle class, so electric small vehicle.
- Before you go to an insurance provider of your choice, you also need the exact drive values of your scooter.
- Offers for insurance are available in different price ranges. Whereby it also depends on your age. From the age of 23, the costs are usually lower. Most expensive, these turn out for drivers under 18 years.
- Also note that you need a special insurance for the e-scooter, as this is usually not covered by other motor vehicle insurance.