Ci sono migliaia di utenti del Cashback in lotta per la posizione 100.000 e sono tutti con lo stesso numero di transazioni: ecco chi vince a pari merito.
Prosegue in modo regolare il programma Cashback dello Stato, che promette il 10% di rimborso, per un massimo di 150 euro a semestre, su tutte le spese effettuate dagli iscritti in un negozio fisico ma con metodo di pagamento elettronico. Nessuna delle paventate modifiche al programma, in risposta ai cosiddetti “furbetti“, è stata infatti messa in atto dal nuovo Governo Draghi.
Prosegue anche la corsa al Super Cashback, il super premio semestrale da 1.500 euro riservato ai primi 100.000 in classifica che avranno fatto più transazioni alla data del 30 giugno 2021. In the ranking, the smart ones are acting at the top, and by now they are already well over 600 transactions in about 100 days, with a very high daily average (here are some examples of "smart" transactions). At the bottom of the ranking, instead, we find thousands of users in the balance who try to accumulate transactions to be in the top 100,000. And it is precisely this area of the ranking that raises many doubts to users: it often happens, in fact, that a user is out of more than 3,000 positions despite having the same number of transactions as those who are in position 100 thousand. How does the lower part of the ranking of Super Cashback work?
Super Cashback: how the ranking works
The most important thing to understand to interpret well the ranking of Super Cashback is that, with nearly 8.4 million citizens registered to Cashback, 3.2 million of which have exceeded 50 transactions necessary to enter the ranking, it is absolutely normal that there are thousands of users with the same number of transactions.
Today the 100,000 position is held by a user with 261 transactions, but with the same number of swipes there are at least 2-3.
Today the position 100,000 is held by a user with 261 transactions, but with the same number of swipes there are at least 2-3. 000 people below him who, if the Cashback ended today, would not receive the prize of 1,500 euros.
Super Cashback: who wins in equal merit
A situation like this was widely expected already when writing the rules of Cashback and Super Cashback, so much so that the regulation explicitly provides what are the criteria by which a user overrides the other in "equal merit".
In casi del genere non conta solo il numero di transazioni effettuate, ma anche il momento in cui sono state effettuate. Come si legge nelle FAQ ufficiali del Cashback di Stato, infatti, “A parità di numero di transazioni valide al termine di ciascun periodo, avrà la priorità chi ha effettuato l’ultima transazione valida prima degli altri partecipanti“.
In parole povere e restando ai numeri di oggi, per capire meglio: se Mario Rossi ha fatto la sua transazione numero 261 ieri alle 18:00 e Giuseppe Bianchi ha fatto la sua transazione numero 261 ieri alle 18:01, allora sarà Mario Rossi ad occupare la posizione 100.000 e, se il Cashback finisce oggi, Mario Rossi vincerebbe i 1.500 euro mentre Giuseppe Bianchi no.
Cashback: i conteggi vanno a rilento
Questo meccanismo è più che comprensibile, ma rischia di generare scontento perché si basa sulla data e l’ora di ogni singola transazione. But the transactions are recorded slowly and the Cashback ranking remains stationary for several days within the Wallet section of the IO app, between updates.
Somebody, therefore, believes that they can be undermined from the 100,000 position just because of a delay in recording their transactions. But this is not a justified fear: the time that counts is the time of the payment, even if the payment is registered days later.
This is why PagoPA Spa, the public company that manages all the technical operations of Cashback, makes the final data official only several days after the end of the Cashback period: it must first ensure that it has received all the data on the transactions of the members from the payment circuits, and then go on to draw up the ranking based on the number of purchases and the time at which they were made.